Frequently Asked Question

What is Ihsan Compassion Fund?

Ihsan Compassion Fund is a registered local charity which aims to use Zakat and Sadaqah donated from locals to
provide financial assistance to poor and needy individuals living in Batley, Dewsbury and other nearby
neighbouring areas. Our vision is to endeavour to provide for the essential and basic needs of locals by
attempting to obtain donations from the local community, thereby creating a bond between local Zakat/Sadaqah
donors and our local needy. We feel it is essential that whilst giving financial donations to aid international
relief efforts and the poor around the world, locals also have a religious and communal responsibility to help
vulnerable people who live literally outside our own doorsteps.

Who are the named individuals behind Ihsan Compassion Fund?

The charity is overseen by trustees who are all prominent members of the local Batley/Dewsbury Muslim community:

  1. (Moulana) Muneeb Patel – Awaiting Bio
  2. (Moulana) Tehsin Abo Bareerah – Awaiting Bio
  3. Sulaiman Aswat – Awaiting

In addition to the trustees the organisation also has a number of other members who help with the day-to-day
administration needs:

  1. Mufti Yusuf Sacha
  2. Moulana Marghoub Ahmed
  3. Qari Hanif Patel
  4. Mueen Hyder
  5. Danyaal Zaffar
  6. Moulana Thawbaan
  7. Moulana Abubakr Diwan

What type of assistance does Ihsan Compassion Fund provide?

Those eligible to receive Zakat will receive financial assistance to pay for food, clothing, debts,
utility bills, rent, shelter, travel, childcare and other essential expenses. Assistance in cases will not always be
in the form of direct cash, but food, clothing vouchers and direct payments to debtors and landlords.

Ihsan Compassion Fund works with the welfare system

The welfare system in this country only offers financial assistance to those eligible to receive
benefits. Where an individual is not eligible for welfare payments or the amount of welfare benefits received is not
enough to meet their needs, and their net assets fall below the value of nisab, the Ihsan Compassion Fund may be
able to provide financial assistance.

The Application Process

Who is eligible for Zakat?

A Muslim whose net assets are under the value of the current silver nisab and is struggling to meet
their expenses. Such a person would be eligible to apply for Zakat from the Ihsan Compassion Fund. Example:
Fatima lives in private rented accommodation in Batley. She has two children she cares for from a previous marriage.
She does not have permanent residency so is unable to claim any benefits. She receives £400 per month from her
ex-husband via the Child Payments Agency. Her weekly rent is £150 per week. She has a total £180 in her bank and no
other assets such as shares, jewellery, etc. She is always in rent arrears and struggles to take care of herself and
her children. She has to rely on friends and family to help with food and clothing. Let us say the silver nisab is
currently £350. As Fatima’s net assets i.e. her assets minus her debt/arrears, are under the nisab amount she would
be entitled to Zakat.

Who is eligible for Sadaqah/Lillah?

A person whose monthly income is above the value of the current silver nisab but is
still struggling to meet their expenses- such a person would be eligible to apply for Sadaqah/Lillah from Ihsan
Compassion Fund. Example: Adam, 35, from Dewsbury, works in a full-time job and earns just about enough to
meet his basic needs i.e. rent, food, utility bills and other basic household expenses. He has £500 in total in the
bank and no other assets. He needs to replace 2 large kitchen appliances in his flat as both regularly breakdown.
Replacing both would cost £250. However, using most of his £500 savings would leave him very little savings to fall
back on to meet any unplanned emergency expenditure. As Adam’s net assets i.e. his assets minus any debt, are over
the rate of nisab he cannot apply for Zakat but would be entitled to Sadaqah/Lillah. If he did spend £250 he would
also be eligible for Zakat.

How do I make an application?

To apply for assistance please complete the application form here

Assessment of applications

Verification Process

All applications go through a 3 step verification process ensuring the Fund makes its decisions
based on accurate information.

  1. Each applicant is required to sign the application, testifying in front of Allah that the information
    provided to the Fund is accurate.
  2. The Fund has case workers with approx. 20 years benefit/welfare assessment experience between ensuring each
    applicants identification, financial background and circumstances are looked into and verified as thoroughly
    as possible.
  3. Applicants are required to provide two references of which one should be a professional. References are
    contacted by case workers to verify a person’s character and/or financial status.

Only when the above verification checks have been completed to the satisfaction of the Approvals Panel will
the Fund make an award. All new Zakat applications are initially assessed by trained and experienced case officers,
followed by the Approvals Panel, which includes a scholar who is well-versed in the juristic rulings of Zakat and
Sadaqah. Before a final decision is made on each application the Panel rigorously examines the case and the
submitted evidential documents. Where the Panel requires further information such as filling any financial ‘gaps’ in
the applicant’s financial status or background, further questions will be asked, which sometimes includes the need
for applicants to submit additional evidence.

Application processing time

Providing the application has been completed and evidential documents have been provided to the
satisfaction of the Approvals Panel, the Fund aims to process applications in approximately 2-3 weeks.

Unsuccessful applications

If you have had an application rejected by the Fund in the past, you may re-apply after 3 months
from the date it was rejected, however if you cannot wait the aforementioned period, you will need to provide a
clear explanation why you are re-applying and how your situation has changed since your previous application.

Re-applying for additional funds

If you have successfully applied to the Ihsan Compassion Fund for support and need to make another
application, a new application (together with all supporting documents) must be submitted quoting your previous
reference given.

Donations

Are Zakat funds used for the right purposes?

The Fund has a strict policy when using Zakat donations entrusted to us. Ihsan Compassion Funds in
house scholars will ensure Zakat donated to us will only be used on beneficiaries who are eligible to receive Zakat.
For those cases or initiatives where Zakat funds are not permissible to be used – the charity will use Sadaqah,
Lillah or gift aid funds.

How can I donate to the Ihsan Compassion Fund?

Donations can be made:

  • In person by giving your donations to any of the individuals mentioned above (trustee’s or administrators)
  • For direct bank transfers our bank details for each account are as follows:
    • Zakat:
      • Sort Code: 30-97-77
      • Account Number: 23083368
    • Sadaqah:
      • Sort Code: 30-97-77
      • Account Number: 23084868
    • Lillah:
      • Sort Code: 30-97-77
      • Account Number: 23084460
  • Cheques should be made payable to the ‘Ihsan Compassion Fund’.

Sadaqah and Lillah donations

General (Sadaqah and Lillah) donations are also accepted by the fund. Such funds are used by the
charity to provide assistance where Zakat funds cannot be used (such pre-Zakat emergency awards, awards for those of
other faiths, our supermarket/food voucher scheme, etc). When Sadaqah or Lillah donations are intended, those whom
are donating should ensure they explicitly state that the funds donated are for Sadaqah and Lillah. If Sadaqah or
Lillah funds are donated via cheque, those donating should write the purpose of the donations clearly at the back of
the cheque (or on a separate note/paper accompanying the cheque)- ‘General Sadaqah’. If Sadaqah or Lillah funds are
donated via a direct bank transfer, please include a reference of ‘Sadaqah’. Any funds received not clearly marked
as sadadah or Lillah will be deemed as Zakat and as such, distributed in line with how Zakat can be distributed.

Other donations

Besides Zakat, general Sadaqah/Lillah, Zakat al-fitr (Sadaqat al-fitr), Fidyah and Kafarah can also
be donated to the charity.

Can I donate to a specific project?

At present the Fund does not have any other specific or targeted local projects. Funds are
distributed to applicants on a case by case basis. However from time to time, the fund may co-ordinate local
community wider projects and initiatives using non-Zakat funds to help assist local vulnerable groups such as the
homeless, elderly and women’s refugees – from all sections of the community.

Regular donations

To donate on a regular basis please set up a standing order with your bank by downloading and
printing our Standing Order Form. The completed form can be emailed to us on admin@Ihsanfunduk.org

Adding Gift Aid to your donation

If you pay income tax, Ihsan Compassion Fund will be able to claim an additional 25% from HMRC on
top of your donation at NO cost to you. For example, if you donated £100 the fund will receive an additional £25
from HMRC along with your £100, making the final amount received £125. If you wish to increase your donation in this
manner, please state that you wish to provide Gift Aid to your donation.

100% donation policy

100% of all donations will go to Zakat/Sadaqah recipients. No deductions are made for
administration or marketing. The Charity’s administrative costs are covered by Gift Aid payments and donations made
specifically to cover administration costs.

Receipts for donation

For all donations made in person a receipt will be issued.